Pay · Insurance Underwriters · Ohio

Insurance underwriter salary in Ohio: $79,260 a year

What insurance underwriters earn in Ohio, from the 2025 federal wage survey: 25th of 49 states and 3% below the U.S. median. Starting pay, the paycheck, the states around it and the jobs next to this one.

Ohio at a glance

Median pay, the state’s place among the states, and how many people do the work here.

$79,260median a year in Ohio
#25 of 49 states · −3% vs U.S. $81,370
5,110 employed in Ohio · 4.8% of all U.S. jobs in the work

Starting pay to top earnings in Ohio

Where most start, the middle, and the best-paid tenth — against the same points for the U.S.

$52,080starting pay (10th)
$79,260median
$128,320top 10% earn over

Ohio U.S.: $55,530 – $145,160

Ohio and the states around it

Neighbouring states on the map, not in the ranking — the move people actually weigh.

Medianvs Ohio
Ohio $79,260 #25
United States $81,370 —
Kentucky $79,830 +$570
Pennsylvania $78,950 −$310
Indiana $77,440 −$1,820
Michigan $77,380 −$1,880

A median paycheck in Ohio

$79,260 a year before tax. Federal income tax, Social Security and Medicare take $14,671 of it (18.5%) at 2026 rates.

  • A month $5,382 $6,605 before tax
  • Every two weeks $2,484 $3,048 before tax
  • A week $1,242 $1,524 before tax
  • A year $64,589 $79,260 before tax
  • Take-home $64,589
  • Federal income tax $8,607
  • Social Security $4,914
  • Medicare $1,149

A single filer taking the standard deduction, before state and local income taxes and before deductions such as retirement or health insurance. Some public employees, many teachers among them, pay into a state pension instead of Social Security. Rates: IRS, Rev. Proc. 2025-32: tax year 2026 inflation adjustments, SSA, 2026 Cost-of-Living Adjustment Fact Sheet.

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Insurance underwriter pay in Ohio: common questions

What is the average insurance underwriter salary in Ohio?

The median is $79,260 a year: half of the 5,110 insurance underwriters in Ohio earn more, half less. The lowest-paid tenth earn under $52,080, the best-paid tenth over $128,320.

What is the starting salary for insurance underwriters in Ohio?

Most start around $52,080 a year — the pay of the lowest-paid tenth.

What rank is Ohio for insurance underwriter pay?

25th of 49 states. Massachusetts pays the most, $106,640.

Do insurance underwriters earn more in Ohio or Pennsylvania?

Ohio: $79,260 against $78,950 in Pennsylvania — $310 more a year.

How much is an insurance underwriter paycheck in Ohio?

At the median, about $5,382 a month after federal income tax, Social Security and Medicare, from $6,605 before tax — for a single filer, before state income tax.

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, 2025, state estimates. bls.gov/oes “BLS.gov cannot vouch for the data or analyses derived from these data after the data have been retrieved from BLS.gov.”