Pay · Loan Officers · Tennessee
Loan officer salary in Tennessee: $62,800 a year
What loan officers earn in Tennessee, from the 2025 federal wage survey: 44th of 51 states and 18% below the U.S. median. Starting pay, the paycheck, the states around it and the jobs next to this one.
Tennessee in brief
Median pay, the state’s place among the states, and how many people do the work here.
Starting pay to top earnings in Tennessee
Where most start, the middle, and the best-paid tenth — against the same points for the U.S.
Tennessee U.S.: $39,430 – $153,180
Tennessee and the states around it
Neighbouring states on the map, not in the ranking — the move people actually weigh.
Take-home pay at the median in Tennessee
$62,800 a year before tax. Federal income tax, Social Security and Medicare take $10,160 of it (16.2%) at 2026 rates.
- A month $4,387 $5,233 before tax
- Every two weeks $2,025 $2,415 before tax
- A week $1,012 $1,208 before tax
- A year $52,640 $62,800 before tax
- Take-home $52,640
- Federal income tax $5,356
- Medicare $911
A single filer taking the standard deduction, before state and local income taxes and before deductions such as retirement or health insurance. Some public employees, many teachers among them, pay into a state pension instead of Social Security. Rates: IRS, Rev. Proc. 2025-32: tax year 2026 inflation adjustments, SSA, 2026 Cost-of-Living Adjustment Fact Sheet.
Examples
Resumes written for this kind of job.
Real sheets, filled in end to end — for this job and the ones beside it.
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Loan officer pay in Tennessee: common questions
What is the average loan officer salary in Tennessee?
The median is $62,800 a year: half of the 6,510 loan officers in Tennessee earn more, half less. The lowest-paid tenth earn under $38,240, the best-paid tenth over $113,290.
What is the starting salary for loan officers in Tennessee?
Most start around $38,240 a year — the pay of the lowest-paid tenth.
What rank is Tennessee for loan officer pay?
44th of 51 states. Massachusetts pays the most, $101,600.
Do loan officers earn more in Tennessee or North Carolina?
Tennessee: $62,800 against $75,920 in North Carolina — $13,120 less a year.
How much is a loan officer paycheck in Tennessee?
At the median, about $4,387 a month after federal income tax, Social Security and Medicare, from $5,233 before tax — for a single filer, before state income tax.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, 2025, state estimates. bls.gov/oes “BLS.gov cannot vouch for the data or analyses derived from these data after the data have been retrieved from BLS.gov.”