Pay · 13-2041
Credit Analysts earn $83,510 a year at the midpoint
Pay in this work stretches a long way: the lowest tenth earn about $56,250, the highest tenth about $169,230, and the middle sits at $83,510.
National figures for credit analysts, 13-2041, from the 2025 Occupational Employment and Wage Statistics survey.
- Read the spread, not the middle. The median is the midpoint across everyone in the occupation, most of them years into the work. A beginner starts nearer the 10th to 25th percentile, which is why the spread is published alongside it.
- What the figure counts. The figure counts base pay plus tips, commissions and production bonuses. It leaves out the self-employed, unpaid family workers, private household workers, and the value of benefits or profit sharing.
- Where you live moves it more than your resume does. National figures. A state or metro area can sit far from the national number, and that gap is usually larger than any difference a resume makes.
- Not in these numbers. Growth and annual openings are not in this dataset. They come from the separate Employment Projections tables, where an opening is a modelled ten year average and not a posted vacancy.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, 2025. Retrieved through the BLS Public Data API on 2026-08-13. bls.gov/oes “BLS.gov cannot vouch for the data or analyses derived from these data after the data have been retrieved from BLS.gov.”
Credit analyst earnings, from starting pay to the highest 10%
Pick the job, where you work and how long you have done it. The range comes from the published wage percentiles for that job.
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An estimate from survey percentiles, not an offer. Employer, industry, shift and credentials move pay within and beyond this range. Full wage page for this job →
Resumes for credit analysts
Name the job in the builder and the duties, skills and credentials it is screened on are written in for you.
- Analyzed credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Completed loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Generated financial ratios, using computer programs, to evaluate customers' financial status.
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Credit analyst wages by state
The 37 states where the most people do this work, of 51 with a published figure: their medians range by 2.13 times. Figures are the 2025 survey.
| State | Median a year | Where most start | 10th to 90th | Employed |
|---|---|---|---|---|
| New York | $133,270 | $76,730 | $76,730 — $241,220 | 7,960 |
| Virginia | $102,430 | $63,220 | $63,220 — $164,750 | 2,460 |
| New Jersey | $100,940 | $71,590 | $71,590 — $169,490 | 1,220 |
| Connecticut | $98,230 | $65,540 | $65,540 — $140,830 | 560 |
| California | $97,860 | $61,380 | $61,380 — $194,760 | 5,260 |
| Massachusetts | $97,080 | $64,530 | $64,530 — $173,680 | 1,400 |
| Delaware | $94,680 | $64,830 | $64,830 — $166,040 | 720 |
| North Carolina | $94,570 | $62,620 | $62,620 — $164,140 | 3,270 |
| Washington | $91,160 | $59,800 | $59,800 — $151,970 | 1,280 |
| Illinois | $84,990 | $58,400 | $58,400 — $172,180 | 3,130 |
| Minnesota | $82,630 | $60,530 | $60,530 — $131,610 | 1,110 |
| Colorado | $81,270 | $61,950 | $61,950 — $176,230 | 870 |
| Oregon | $80,380 | $62,310 | $62,310 — $129,830 | 650 |
| Pennsylvania | $80,280 | $50,750 | $50,750 — $155,360 | 1,930 |
| Alabama | $79,970 | $52,790 | $52,790 — $138,570 | 370 |
| Nebraska | $79,730 | $50,200 | $50,200 — $110,380 | 510 |
| Ohio | $79,720 | $50,460 | $50,460 — $133,700 | 2,790 |
| Idaho | $79,650 | $58,770 | $58,770 — $139,990 | 330 |
| Kentucky | $79,290 | $51,980 | $51,980 — $130,200 | 370 |
| Texas | $78,730 | $50,600 | $50,600 — $134,860 | 6,130 |
| Florida | $78,360 | $55,170 | $55,170 — $134,350 | 4,040 |
| Georgia | $77,990 | $51,500 | $51,500 — $155,910 | 1,790 |
| South Carolina | $77,530 | $49,300 | $49,300 — $125,680 | 690 |
| Arizona | $77,020 | $55,890 | $55,890 — $125,980 | 2,260 |
| Iowa | $76,760 | $56,470 | $56,470 — $117,160 | 480 |
| Maryland | $75,390 | $47,410 | $47,410 — $124,380 | 700 |
| Oklahoma | $75,330 | $47,530 | $47,530 — $178,350 | 550 |
| North Dakota | $74,810 | $51,920 | $51,920 — $123,460 | 300 |
| Michigan | $74,640 | $51,170 | $51,170 — $108,870 | 1,510 |
| Utah | $74,430 | $49,160 | $49,160 — $164,900 | 750 |
| Kansas | $73,120 | $52,990 | $52,990 — $132,120 | 520 |
| Nevada | $73,090 | $58,400 | $58,400 — $137,960 | 390 |
| South Dakota | $73,040 | $51,690 | $51,690 — $134,230 | 430 |
| Tennessee | $72,550 | $49,080 | $49,080 — $134,980 | 1,480 |
| Wisconsin | $68,690 | $50,780 | $50,780 — $126,640 | 1,770 |
| Missouri | $65,350 | $50,020 | $50,020 — $113,280 | 1,160 |
| Indiana | $62,660 | $47,850 | $47,850 — $101,560 | 860 |
Examples
Resumes written for this kind of work.
Real sheets, filled in end to end — for this job and the ones beside it.
- Credit Analyst Resume Template Business & Finance
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Place 179 of 788 by median pay
Better paid than 77% of the occupations in the survey.
- 177 History Teachers, Postsecondary $83,820
- 178 Accountants and auditors $83,680
- 179 Credit Analysts $83,510
- 180 Business Operations Specialists, All Other $83,050
- 181 Agents and Business Managers of Artists, Performers, and Athletes $82,890
Credit analyst pay rate, hourly to annual
Starts at this job’s median. Change the rate or the hours; a full-time year is 40 hours for 52 weeks.
What people often ask
What is a credit analyst’s yearly income?
A credit analyst makes a median of $83,510 a year (2025 survey). The middle half earn between $65,210 and $122,460.
What is a credit analyst’s hourly pay rate?
The median pay rate is $40.15 an hour; the average is $100,850 a year.
What is the starting pay for a credit analyst?
Starting pay is usually near the 25th percentile, $65,210 a year, and sometimes as low as the 10th, $56,250.
Which state pays credit analysts the most?
New York, with a median of $133,270 a year.
How many people work as credit analysts?
About 64,390 in the United States — number 179 of 788 occupations by median pay.
Work that pays nearly the same
Median pay within $620 of what credit analysts earn — $83,510 a year — but not always the same spread.
- $170 more Accountants and auditors $83,680median a year 10th percentile: $56,020 90th percentile: $144,090
- $460 less Business Operations Specialists, All Other $83,050median a year 10th percentile: $47,880 90th percentile: $150,010
- $620 less Agents and Business Managers of Artists, Performers, and Athletes $82,890median a year 10th percentile: $48,010 90th percentile: $284,570